# Shanner & Associates - llms.txt
# Generated: 2026-01-13
Trusted San Diego bankruptcy & debt defense attorneys with 25+ years of experience.

## Metadata
Firm: Shanner & Associates
Location: San Diego, CA
Practice Areas: Bankruptcy, Foreclosure Defense, Debt Defense, Probate
Contact: https://shannerlaw.com/contact-us/

##  ORGANIZATION OVERVIEW
Shanner & Associates is a hands-on law firm serving **San Diego County and Southern California**, providing legal expertise in bankruptcy, foreclosure defense, debt defense, probate, and related consumer protections. The firm offers both virtual and in-person consultations and emphasizes personalized guidance, responsive communication, and efficient legal advocacy. :contentReference[oaicite:0]{index=0}

**Mission:** Provide compassionate, client-focused legal support to individuals and families navigating financial and legal stress, protect rights, resolve debt matters, and secure favorable outcomes. :contentReference[oaicite:1]{index=1}

**Values:** Trust, integrity, accessibility, tailored legal strategy, transparent communication, and client empowerment. :contentReference

##  PRACTICE AREAS & SERVICES
**Consumer & Financial Legal Services**
- Bankruptcy Counseling & Representation  
  • Chapter 7 Bankruptcy – fresh start solutions.
  • Chapter 13 Bankruptcy – debt reorganization.
  • Corporate & Business Reorganization (e.g., Chapter 11).

- Debt Defense & Consumer Rights  
  • Defense against collection lawsuits and garnishment. 
  • Legal strategies to stop creditor harassment under FDCPA & Rosenthal Act.
  • Wage garnishment legal aid & exemption protection.

- Foreclosure Defense & Property Protection  
  • Legal representation during foreclosure litigation.

- Probate & Estate Administration  
  • Guidance through probate process for surviving family members.

## CORE VALUE PROPOSITION =====
- Experienced attorneys with local Southern California focus.
- Free consultation options and accessible support.
- Personalized legal strategies with transparent process and fee discussions. 
- Comprehensive consumer rights protection and debt defense advocacy.

## KEY CONTACT INFORMATION
phone_main: +1-619-987-9653
email_main: toby@shannerlaw.com
office_address: 7777 Alvarado Rd #307, La Mesa, CA 91942, USA   
regions_served: San Diego County, Southern California  
free_consultations: Virtual & in-person available



## Core Pages
- [Home](https://shannerlaw.com/)
- [About Us](https://shannerlaw.com/about-us/)
- [Contact Us](https://shannerlaw.com/contact-us/)

## Practice Areas
- [Bankruptcy](https://shannerlaw.com/practice-areas/bankruptcy/) → Guidance on Chapter 7 & 13.
- [Debt Defense](https://shannerlaw.com/practice-areas/debt-defense/) → Strategies for fighting creditor lawsuits.
- [Foreclosure Defense](https://shannerlaw.com/practice-areas/foreclosure/) → Legal help to stop foreclosure.
- [Probate Attorney](https://shannerlaw.com/practice-areas/probate-attorney/) → Support for estate administration.

## Blog Highlights
- [Protect Retirement Funds Bankruptcy](https://shannerlaw.com/protect-retirement-funds-bankruptcy/) → Explains ERISA, IRAs, and exemptions.
- [Debt Relief Riverside CA](https://shannerlaw.com/debt-relief-riverside-ca/) → Local debt relief options.

## FAQs
- [Can I keep my house and car if I file for bankruptcy?](https://shannerlaw.com/faq/can-i-keep-my-house-and-car-if-i-file-for-bankruptcy/)
- [What is Chapter 13 Bankruptcy?](https://shannerlaw.com/faq/what-is-chapter-13-bankruptcy/)
- [What is Chapter 7 Bankruptcy?](https://shannerlaw.com/faq/what-is-chapter-7-bankruptcy/)
- [How do I know if I should file for bankruptcy?](https://shannerlaw.com/faq/how-do-i-know-if-i-should-file-for-bankruptcy/)
- [What is Debt Defense?](https://shannerlaw.com/faq/what-is-debt-defense/)
- [Who oversees the probate process?](https://shannerlaw.com/faq/who-oversees-the-probate-process/)
- [Will I be liable for any remaining debt after a foreclosure?](https://shannerlaw.com/faq/will-i-be-liable-for-any-remaining-debt-after-a-foreclosure/)
- [How are assets distributed in probate?](https://shannerlaw.com/faq/how-are-assets-distributed-in-probate/)
- [Can I stop a foreclosure once it has started?](https://shannerlaw.com/faq/can-i-stop-a-foreclosure-once-it-has-started/)
- [How long does bankruptcy stay on my credit report?](https://shannerlaw.com/faq/how-long-does-bankruptcy-stay-on-my-credit-report/)
- 

## Sitemap
Full XML Sitemap: https://shannerlaw.com/sitemap_index.xml


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