Can I file for bankruptcy more than once?

Yes, it is possible to file for bankruptcy more than once. However, there are certain restrictions and requirements that apply depending on the type of bankruptcy and how long it has been since your previous bankruptcy filing.

If you previously filed for Chapter 7 bankruptcy and received a discharge, you must wait at least 8 years from the date of your previous filing before you can file for Chapter 7 bankruptcy again and receive another discharge. If you previously filed for Chapter 13 bankruptcy and received a discharge, you must wait at least 2 years from the date of your previous filing before you can file for Chapter 13 bankruptcy again and receive another discharge.

If you need to file for bankruptcy before the required waiting period has passed, you may be able to file for a different type of bankruptcy or pursue other debt relief options, such as debt consolidation or negotiation with your creditors. It’s important to consult with a bankruptcy attorney to discuss your options and determine the best course of action for your situation.

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