Practice Areas

Hiring Shanner & Associates to assist with a bankruptcy, foreclosure, or probate can provide you with the legal expertise, guidance, and advocacy you need. Allow us to help you successfully navigate complex legal matters and alleviate the stress and anxiety that often come with legal proceedings.

BANKRUPTCY

Our law firm specializes in helping individuals and businesses file for bankruptcy, with a track record of over 2,000 successful cases filed under Chapters 7, 13, and 11. Our goal is to give our clients a fresh financial start and alleviate the stress of overwhelming debt.
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FORECLOSURE

Foreclosure is a legal process by which a lender takes possession of a mortgaged property because the borrower has defaulted on their mortgage payments. When a borrower fails to make their mortgage payments the lender may initiate a foreclosure action to recover the amount owed.

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PROBATE ATTORNEY

Our law firm offers comprehensive support to surviving spouses and family members throughout the entire probate process, striving to make this difficult time as stress-free as possible. We are dedicated to providing our clients with the utmost respect and care, ensuring that their needs and concerns are addressed at every stage of the process.

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DEBT DEFENSE

Allow us to help you successfully navigate complex legal matters and alleviate the stress and anxiety that often come with legal proceedings.

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Shanner & Associates shows real commitment and dedication.

“Toby treats you like more than just a client. I will definitely recommend Shanner & Associates to anyone who needs their services. Toby is very friendly and proves that he cares about helping you in whatever your situation is, what a great person! Bankruptcy, real estate, legal services, you are the man Toby!!! Thanks again!”

James B., Google Review

To anyone looking for legal services within his practice, I would 110% refer them to Mr. Shanner.

“I did a little research and Shanner and Associates caught my attention. The moment I called and spoke with Toby Shanner, he gave me hope to keep pushing. His amazing service and helpfulness made me feel whole again. Just when I thought nothing could be done, Toby took his time to supply me with the information I needed. The guidance most people find difficult to retrieve. He answered all my questions and prepared me for success and I just want to say thank you for taking the time to help me lift a weight off my shoulders that’s been pulling me down for so long. Toby is  a great individual, very educated, and has a wonderful personality.”

Don Diego F., Google Review

Frequency Asked Questions

Do I need a lawyer to help me with a foreclosure?

While you are not required to hire a lawyer to help you with a foreclosure, it is highly recommended that you do so. A foreclosure is a complex legal [...]

What is a short sale and how does it differ from foreclosure?

A short sale is a process where a homeowner sells their property for less than what is owed on the mortgage. The proceeds from the sale are used to [...]

Will I be liable for any remaining debt after a foreclosure?

In some cases, yes. If the foreclosure sale does not generate enough money to pay off the remaining balance on your mortgage, you may still be responsible for the [...]

Can I stop a foreclosure once it has started?

It may be possible to stop a foreclosure once it has started, but it can be difficult and may require legal assistance. Here are some possible options: Loan modification: [...]

How long does the foreclosure process take?

The foreclosure process timeline can vary depending on the state laws and the specific circumstances of the case. In general, the foreclosure process can take anywhere from a few [...]

Can I file for bankruptcy more than once?

Yes, it is possible to file for bankruptcy more than once. However, there are certain restrictions and requirements that apply depending on the type of bankruptcy and how long [...]

How long does bankruptcy stay on my credit report?

The length of time that a bankruptcy stays on your credit report depends on the type of bankruptcy you filed. A Chapter 7 bankruptcy will typically stay on your [...]

How do I know if I should file for bankruptcy?

Deciding whether to file for bankruptcy is a complex and personal decision that should be made after careful consideration of your financial situation, goals, and available options. Here are [...]

Will bankruptcy stop collection calls and other creditor actions?

Yes, filing for bankruptcy can put an immediate stop to most creditor actions, including collection calls, lawsuits, wage garnishments, and bank levies. This is because when you file for [...]

Will I lose all of my assets if I file for bankruptcy?

Filing for bankruptcy does not necessarily mean that you will lose all of your assets. The answer to this question will depend on the type of bankruptcy you file, [...]