Not all debts can be discharged in bankruptcy, and the specific debts that can be discharged will depend on the type of bankruptcy you file and other factors. In general, however, most unsecured debts can be discharged in bankruptcy, including:
- Credit card debt
- Medical bills
- Personal loans
- Past-due utility bills
- Some tax debts
- Some types of civil judgments
There are some types of debt that cannot be discharged in bankruptcy, including most types of student loans, most tax debts, and certain debts incurred as a result of fraudulent or criminal activities. It is important to speak with a bankruptcy attorney to understand which of your debts may be eligible for discharge in bankruptcy.