What is Debt Defense?

Debt defense is the process of protecting oneself against a lawsuit brought by a creditor or debt collector seeking to collect a debt. It involves challenging the legality or validity of the debt or disputing the amount owed. The goal of debt defense is to either have the debt dismissed entirely or to negotiate a settlement that is more favorable to the debtor. Debt defense can involve a variety of legal strategies and may require the assistance of an attorney.

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